^*ZipPay: Minimum monthly repayments are required. A monthly account fee of $9.95 applies and is subject to change. Pay your closing balance in full by the due date each month and we'll waive the fee. Available to approved applicants only and subject to completion of satisfactory credit assessment. Other charges may be payable. Fees and charges subject to change. T&Cs apply. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.

Note: eCommerce sites that use the Zip hosted on-site messaging widget have already been updated. To ensure ongoing compliance consider switching to avoid future manual updates.

Instore marketing assets. If your business has received Zip Pay promotional material since July 2023, your store will shortly be receiving replacement disclaimer stickers. These stickers should be placed over old disclaimers on existing material to ensure compliance. Please advise store staff to expect this week commencing 26 May 2025.

^†PayPal Pay in 4 is a continuing credit contract provided by PayPal Credit Pty Limited (ABN 66 600 629 258) to Australian residents and is subject to eligibility criteria, credit application and suitability assessment. PayPal Pay in 4 is available on eligible transactions under $2,000 AUD and application and use may impact a customer's credit score. Please read and consider the PayPal Credit Guide before entering into the PayPal Pay in 4 Facility Agreement. Please see the PayPal Pay in 4 Facility Agreement for full details and for more information about how PayPal handles your personal information, please refer to our Privacy Statement. PayPal may disclose your personal information to a credit reporting body. To find out more about our credit reporting practices, please see our Statement of Notifiable Matters. To view the Target Market Determination for this product, see here

^††AfterPay *All you need to apply is to have a debit or credit card, to be over 18 years of age, and to be a resident of Australia. Late fees and additional eligibility criteria apply. The first payment may be due at the time of purchase. For complete terms visit afterpay.com/en-AU/terms-of-service